Compare rates and save money

Our tools help you make clear money decisions.

Live a better financial life

Find how much money you can save

Use our most popular calculators to refinance and pay off student loans and credit cards.

Refinancing Calculator

Refinancing
Calculator

Refinance student loans

Prepayment Calculator

Prepayment
Calculator

Pay off student loans faster

Payoff Calculator

Payoff
Calculator

Pay off credit card debt

All Calculators

Why Make Lemonade?

Reach your financial goals faster.

Compare rates

Free tools

Expert insights

Let's get started

Get to know your best options — better.

Student Loan Refinancing

Save money, lower your interest rate and pay off student loans faster.

Personal Loans

Consolidate debt, make home improvements or fund major purchases.

Credit Cards

Compare credit cards from 0% interest to cash back to travel rewards.

Student Loans

Invest in your future with a private student loan for college or graduate school.

Find the Right Credit Card

Choose the best cards for rewards, 0% interest or cash back

Best 0% APR Cards

Best Rewards Cards

Best Balance Transfer

Best Travel Cards

Best Airline Cards

Best Cash Back Cards

Best Business Cards

Best Hotel Rewards

Refinance >

The Best Banks To Refinance And Consolidate Student Loans

How To Refinance Student Loans

Should I Refinance My Student Loans?

Lower Payments >

The Ultimate Guide To Lower Student Loan Payments

The Ultimate Guide To Pay Off Student Loans

7 Ways To Reduce Your Student Loan Interest Rate

Parent PLUS >

The Complete Guide To Pay Off Parent PLUS Loans

The Best Lenders To Consolidate and Refinance Parent PLUS Loans

How To Get Parent PLUS Loan Forgiveness

Income-Driven Repayment >

The Ultimate Guide To Income-Driven Repayment Plans

Student Loan Repayment Guide

How Revised Pay As You Earn (REPAYE) Works

Forgiveness >

Student Loan Forgiveness Guide

Public Service Forgiveness Guide

Public Service Loan Forgiveness Calculator

Calculators >

Student Loan Refinancing Calculator

Student Loan Payoff Calculator

Consolidation vs Refinancing Calculator

Make Lemonade is a 100% free comparison website that empowers you to live a better financial life with helpful content, tools and calculators.

Products

Company

Resources

Disclaimer: Make Lemonade strives to keep information on our website accurate and updated. Please note that the rates and terms on our website are estimates and may change at any time and/or differ from your final rate and terms. For the most updated information, please review the full terms and conditions on the lender’s website before you apply. All financial products and services are presented without warranty or guarantee. Our tools and calculators are for illustrative purposes only, are not guaranteed to be accurate, and do not constitute financial advice. The results and default figures shown in our tools and calculators are hypothetical and may not apply to your individual situation. Please consult a licensed financial professional before making any financial decisions. We provide information through Make Lemonade for educational purposes only. We are not affiliated with or endorsed by the U.S. Department of Education or any other government agency.

We are a for-profit company and may receive compensation in the form of a referral fee from our advertising partners for products on our website such as a loan or credit card, for example. Any compensation that Make Lemonade receives from its advertising partners may affect how and where products appear on the site, including, for example, the order in which a lender appears in a rate table. Please review our Advertiser Disclosure.