Alliant Banking Review

Alliant Banking Review

Company Overview: Alliant

Alliant is one of the largest credit unions in the United States. Founded in 1935, Alliant has grown to serve more than 335,000 members nationwide and manage over $9 billion in assets. Alliant offers a high yield checking account with attractive rates and excellent customer service. As a credit union, Alliant’s goal is to promote financial well-being and help its members take control of their economic future.

Alliant Overview

Alliant offers attractive rates and terms compared with other top online bank accounts:

Account Minimum: $0

Monthly Service Fee: $0

Debit Card: Yes

Mobile App: Yes

How Alliant Compares: Key Benefits Of Alliant

Here are some of the reasons that investors love Alliant:

  • Great Rates: Alliant has among the highest rates for bank accounts in the industry, which means you can watch your money grow.
  • Account Minimum:You can open an Alliant online savings account with $0.
  • Free ATMs: Alliant provides access to over 80,000 free ATMs.
  • Easy To Join: You can easily join the Alliant credit union by meeting member criteria, or simply donating $10 to charity.
  • Customer Support: Alliant offers 24/7 customer support.

Bottom Line: Is Alliant right for you?

Alliant has a top reputation as a credit union, and is focused on promoting financial well-being. As one of the nation’s largest credit unions, Alliant is a customer-centric credit union that believes in fairness and access to credit.

Alliant offers among the highest rates for online bank accounts, which means you can watch your money grow faster. With no monthly maintenance fees or minimum balance, Alliant has built the reputation as one of the premier online banks for high yield checking.

One of the best benefits of Alliant is free access to over 80,000 ATMs. Alliant will even reimburse you $20 per month for fees at other ATMs. The surcharge-free ATMS that work with Alliant are Alliance One, AllPoint and CO-OP. You can also use Alliant’s mobile app, and easily make mobile check deposits.

Membership is easy, and there are three ways to qualify.

  • You can live in a qualifying Chicago community.
  • You can make a $10 donation to the Orphan Foundation of America.
  • You can work for a qualifying organization.

Next Steps: How To Apply To Alliant

You can open an Alliant account online within a few minutes, and the process is simple.


Best Bank Accounts For 2018

Bank
Rates (APY)

Overview

Account Minimum:$0
Monthly Service Fee:$0
Debit Card:Yes
Mobile App:Yes

Details

  • One of the oldest online banks
  • Mobile app is compatible with Apple, Android and Windows phones
  • Real-time chat support
  • Access to over 43,000 free ATMs
  • No ATM fees at AllPoint ATMs, plus $10 / month reimbursement for other ATMs

Review

Overview

Account Minimum:$0
Monthly Service Fee:$0
Debit Card:No
Mobile App:No

Details

  • No transaction fees
  • Easy electronic transfers, wire transfers or deposit by check
  • One of the leading financial services companies

Overview

Account Minimum:$0
Monthly Service Fee:Waived, if balance of at least $30
Debit Card:Yes
Mobile App:Yes

Details

  • Offers remote check deposit
  • Access to more than 2 million ATMs
  • $0 fees for Synchrony Bank ATMs, $5 monthly rebate for other ATMs
  • $0 overdraft fee
  • Hotel discounts and rental car discounts available for balances over $10,000

Overview

Account Minimum:$0
Monthly Service Fee:$0
Debit Card:Yes
Mobile App:Yes

Details

  • $5 non-sufficient funds fee (much lower than other banks)
  • No maximum monthly deposit
  • No ATM network, but ability to make electronic transfers that link to your bank account

Overview

Account Minimum:$0
Monthly Service Fee:$0
Debit Card:Yes
Mobile App:Yes

Details

  • Not-for-profit credit union that you can join by meeting membership criteria, or simply making a $10 charitable donation
  • Access to 80,000 ATMs
  • $0 ATM fees for in-network ATMS, plus $20 / month reimbursement for other ATMs
  • 24/7 phone support

Overview

Account Minimum:$0
Monthly Service Fee:$0
Debit Card:Yes
Mobile App:Yes

Details

  • Extensive ATM network
  • One of the highest yields around
  • Strong customer service

Overview

Account Minimum:$0
Monthly Service Fee:$0
Debit Card:Yes
Mobile App:Yes

Details

  • Includes automatic savings tool
  • Extensive ATM network
  • Access to service cafes in select cities
  • Ability to set and track goals to save you money

Overview

Account Minimum:$100
Monthly Service Fee:$0
Debit Card:Yes
Mobile App:Yes

Details

  • One of the highest rates
  • Free online banking

Review

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Alliant Banking Review
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