Best Bank Accounts

Best Bank Accounts For 2018

Bank
Rates (APY)

Overview

Account Minimum: $0
Monthly Service Fee: $0
Debit Card: Yes
Mobile App: Yes

Details

  • One of the oldest online banks
  • Mobile app is compatible with Apple, Android and Windows phones
  • Real-time chat support
  • Access to over 43,000 free ATMs
  • No ATM fees at AllPoint ATMs, plus $10 / month reimbursement for other ATMs

Review

Overview

Account Minimum: $0
Monthly Service Fee: $0
Debit Card: No
Mobile App: No

Details

  • No transaction fees
  • Easy electronic transfers, wire transfers or deposit by check
  • One of the leading financial services companies

Overview

Account Minimum: $0
Monthly Service Fee: Waived, if balance of at least $30
Debit Card: Yes
Mobile App: Yes

Details

  • Offers remote check deposit
  • Access to more than 2 million ATMs
  • $0 fees for Synchrony Bank ATMs, $5 monthly rebate for other ATMs
  • $0 overdraft fee
  • Hotel discounts and rental car discounts available for balances over $10,000

Overview

Account Minimum: $0
Monthly Service Fee: $0
Debit Card: Yes
Mobile App: Yes

Details

  • $5 non-sufficient funds fee (much lower than other banks)
  • No maximum monthly deposit
  • No ATM network, but ability to make electronic transfers that link to your bank account

Overview

Account Minimum: $0
Monthly Service Fee: $0
Debit Card: Yes
Mobile App: Yes

Details

  • Not-for-profit credit union that you can join by meeting membership criteria, or simply making a $10 charitable donation
  • Access to 80,000 ATMs
  • $0 ATM fees for in-network ATMS, plus $20 / month reimbursement for other ATMs
  • 24/7 phone support

Overview

Account Minimum: $0
Monthly Service Fee: $0
Debit Card: Yes
Mobile App: Yes

Details

  • Extensive ATM network
  • One of the highest yields around
  • Strong customer service

Overview

Account Minimum: $0
Monthly Service Fee: $0
Debit Card: Yes
Mobile App: Yes

Details

  • Includes automatic savings tool
  • Extensive ATM network
  • Access to service cafes in select cities
  • Ability to set and track goals to save you money

Overview

Account Minimum: $100
Monthly Service Fee: $0
Debit Card: Yes
Mobile App: Yes

Details

  • One of the highest rates
  • Free online banking

Review

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