Want to save money on your undergraduate student loans?
As you already know, college is a considerable investment. So, when it comes to your college student loans, you will need to understand your options for both federal government student loans and private student loans. The average college student graduates college with over $37,000 in student loans. The good news is that in addition to federal government student loans, there are several private student loan lenders who can offer competitive rates on your undergraduate school student loans. A co-signer with strong credit may be able to help you obtain lower interest rates on your college student loans.
If you are applying to college or already have been admitted, congratulations! If not, it is never too early to start planning for your undergraduate student loans.
These are the best lenders for student loans and may be able to help you save thousands of dollars on your college student loans by offering lower interest rates and lower monthly payments. That’s real money back in your pocket.
Learn your new student loan interest rate in a matter of minutes.
Compare Our Top Picks For Private Student Loans For 2021
Lender
APR
Loan Type
Visit Lender
Overview
| Key | Value |
|---|---|
| Variable APR: | 1.04% – 11.98% |
| Fixed APR: | 3.34% – 12.99% |
| Minimum Loan Amount: | $1,000 |
| Loan Terms: | 5, 8, 10, 15 years |
| Origination Fees: | No |
| Prepayment Fees: | No |
| Co-signer Option: | No |
Details
- Student loans available to graduate, bachelors and associates degrees
- Deferment and forbearance options may be available
- Grace period for undergraduates: 6 months
- Grace period for graduate students: 9 months
- Flexible student loan repayment options
Review:
Overview
| Key | Value |
|---|---|
| Variable APR: | 1.05% – 11.34% |
| Fixed APR: | 4.08% – 10.90% |
| Minimum Loan Amount: | $5,000 |
| Loan Terms: | 5, 10 and 15 years |
| Origination Fees: | None |
| Prepayment Fees: | None |
| Co-signer Option: | Yes |
Details
- Offer college, graduate school, law school, MBA and Parent student loans
- Flexible repayment options
- No late fees
- Autopay rate discount
- Free perks such as career planning and job search assistance
Review:
Overview
| Key | Value |
|---|---|
| Variable APR: | 1.04% – 13.19% |
| Fixed APR: | 3.34% – 14.50% |
| Minimum Loan Amount: | $1,000 |
| Loan Terms: | 5, 7, 8, 12, 15, 20 years |
| Origination Fees: | None |
| Prepayment Fees: | None |
| Co-signer Option: | Yes |
Details
- Compare student loan rates without affecting your credit score
- Flexible repayment plans
- Get a lower rate with a co-signer
Overview
| Key | Value |
|---|---|
| Variable APR: | 1.13% – 11.23% |
| Fixed APR: | 4.25% – 12.59% |
| Minimum Loan Amount: | $5,000 |
| Loan Terms: | 10 |
| Origination Fees: | No |
| Prepayment Fees: | No |
| Co-signer Option: | Yes |
Details
- Low rates from community lenders like credit unions and community banks
- Get lower rates with a co-signer
- Ability to pause payments for up to 18 months if you become unemployed
- May consider your academic credentials to help you get a lower rate
- If you repay 10% of your loan before your loan enters full repayment period, 1.0% APR is dropped from your current interest rate
Review:
Overview
| Key | Value |
|---|---|
| Variable APR: | 4.39% – 8.59% |
| Fixed APR: | 4.39% – 8.68% |
| Minimum Loan Amount: | $5,000 |
| Loan Terms: | 5, 7, 10, 15, 20 years |
| Origination Fees: | No |
| Prepayment Fees: | No |
| Co-signer Option: | Yes |
Details
- Student loans available to graduate, undergraduate and associates degrees
- Law school, business school, medical school, dentistry school available at select schools.
- Flexible student loan repayment options
- Forbearance up to 1 year available
Review:
Overview
| Key | Value |
|---|---|
| Variable APR: | 2.14% – 12.94% |
| Fixed APR: | 3.49% – 14.50% |
| Minimum Loan Amount: | $1,000 |
| Loan Terms: | 5, 7, 10, 12, 15, 20 years |
| Origination Fees: | No |
| Prepayment Fees: | No |
| Co-signer Option: | Yes |
Details
- Student loan repayment while in school
- 1% cash back on student loan principal at graduation
- Co-signer release after 24 consecutive payments
- Financial hardship forbearance available
- No minimum income or credit score
- Apply with or without a co-signer
Review:
Checking Your Rate Doesn’t Affect Your Credit Score
Disclosures: College Ave | Credible | Laurel Road | LendKey | Ascent | SoFi
APR is net of autopay. Selecting “Get My Rate” will take you directly to the lender’s website to check your estimated rate.
