| CURRENT LOAN | IBR | SAVINGS |
|---|---|---|
|
CURRENT MONTHLY PAYMENT
$383
|
CURRENT MONTHLY PAYMENT
$483
|
MONTHLY SAVINGS
$100
|
|
FINAL MONTHLY PAYMENT
$383
|
FINAL MONTHLY PAYMENT
$483
|
MONTHLY SAVINGS
$100
|
|
TOTAL PAYMENT
$300
|
TOTAL PAYMENT
$300
|
TOTAL SAVINGS
$300
|
|
TOTAL FORGIVENESS
$300
|
TOTAL FORGIVENESS
$300
|
TOTAL SAVINGS
$300
|
|
REPAYMENT TERM
10yrs
|
REPAYMENT TERM
7.5yrs
|
TERM DIFFERENCE
2.5yrs
|
Compare The Best Student Loan Refinance Rates For 2018
Overview
| Variable Rates: | 2.57% - 5.87% |
|---|---|
| Fixed Rates: | 3.25% - 6.32% |
| Average Savings: | $21,810 |
| Minimum Credit Score: | None |
| Minimum Income: | None |
| Fees: | None |
Details
| Eligible Loans: | Private & Federal |
|---|---|
| Minimum Loan Amount: | $45,000 |
| Loan Terms: | 5-20 years |
| Borrower Residency: | All States except AL, KY, MS, VT |
| Unemployment Protection: | Yes |
| Co-signer Option: | Yes |
Overview
| Variable Rates: | 2.54% - 7.38% |
|---|---|
| Fixed Rates: | 3.25% - 7.13% |
| Average Savings: | $30,069 |
| Minimum Credit Score: | Good or Excellent |
| Minimum Income: | None |
| Fees: | None |
Details
| Eligible Loans: | Private or Federal |
|---|---|
| Minimum Loan Amount: | $5,000 |
| Loan Terms: | 5, 7, 10, 15, 20 years |
| Borrower Residency: | All states |
| Unemployment Protection: | Yes |
| Co-signer Option: | Yes |
Overview
| Variable Rates: | 2.56% - 7.74% |
|---|---|
| Fixed Rates: | 3.15% - 8.12% |
| Average Savings: | $15,270 |
| Minimum Credit Score: | 680 |
| Minimum Income: | $24,000 |
| Fees: | None |
Details
| Eligible Loans: | Private & Federal |
|---|---|
| Minimum Loan Amount: | $5,000 |
| Loan Terms: | 5, 7, 10, 15, 20 years |
| Borrower Residency: | All states, except ME, ND, NV, RI, WV |
| Unemployment Protection: | Yes |
| Co-signer Option: | Yes |
Overview
| Variable Rates: | 2.50% - 6.40% |
|---|---|
| Fixed Rates: | 3.25% - 6.95% |
| Average Savings: | N/A |
| Minimum Credit Score: | 680 |
| Minimum Income: | $75,000 |
| Fees: | - |
Details
| Eligible Loans: | Private & Federal |
|---|---|
| Minimum Loan Amount: | $5,000 |
| Loan Terms: | 5 - 15 |
| Borrower Residency: | All states |
| Unemployment Protection: | - |
| Co-signer Option: | Yes |
Overview
| Variable Rates: | 2.69% - 6.01% |
|---|---|
| Fixed Rates: | 3.09% - 6.69% |
| Average Savings: | N/A |
| Minimum Credit Score: | 680 |
| Minimum Income: | $35,000 |
| Fees: | None |
Details
| Eligible Loans: | Private & Federal |
|---|---|
| Minimum Loan Amount: | $15,000 |
| Loan Terms: | 5, 7, 10, 15, 20 years |
| Borrower Residency: | All States |
| Unemployment Protection: | Yes |
| Co-signer Option: | Yes |
Overview
| Variable Rates: | 3.46% - 7.24% |
|---|---|
| Fixed Rates: | 3.50% - 7.28% |
| Average Savings: | $18,423 |
| Minimum Credit Score: | 680 (620 with a co-signer) |
| Minimum Income: | $42,000 ($0 with a couple loan) |
| Fees: | None |
Details
| Eligible Loans: | Private & Federal |
|---|---|
| Minimum Loan Amount: | $7,500 |
| Loan Terms: | 5, 8, 12, 15 years |
| Borrower Residency: | All states |
| Unemployment Protection: | Yes |
| Co-signer Option: | Yes |
Overview
| Variable Rates: | 2.80% - 5.90% |
|---|---|
| Fixed Rates: | 3.37% - 7.02% |
| Average Savings: | $20,200 |
| Minimum Credit Score: | 680 |
| Minimum Income: | None |
| Fees: | None |
Details
| Eligible Loans: | Private & Federal |
|---|---|
| Minimum Loan Amount: | $5,000 |
| Loan Terms: | 5, 7, 10, 15, 20 years |
| Borrower Residency: | All states |
| Unemployment Protection: | Yes |
| Co-signer Option: | Yes |
Overview
| Variable Rates: | - |
|---|---|
| Fixed Rates: | 1.95% - 3.95% |
| Average Savings: | - |
| Minimum Credit Score: | Excellent |
| Minimum Income: | - |
| Fees: | - |
Details
| Eligible Loans: | Private & Federal |
|---|---|
| Minimum Loan Amount: | $40,000 |
| Loan Terms: | 5, 7, 10, 15 years |
| Borrower Residency: | Only for the residents of New York City, San Francisco, Palo Alto, Los Angeles, Newport Beach, San Diego, Portland (Oregon), Boston, Palm Beach (Florida) or Greenwich |
| Unemployment Protection: | - |
| Co-signer Option: | Yes |
Make Lemonade is not a lender, broker or investment adviser. We are a free, independent and unbiased website to help empower you to make more informed financial decisions. The rates and terms contained herein are estimates, net of autopay (if applicable) and may change at any time and/or differ from your final rate and terms. For disclosures from SoFi, please click here. For more information, please see our Advertiser Disclosure.