Best Hotel Rewards Card of 2018 | Best Hotel Rewards Credit Cards

Best Hotel Rewards Cards

Overview:

  • Earn complimentary nights at your favorite hotel.
  • Bonus offer – new card holders may be eligible for welcome bonuses of up to 50,000 points.
  • Travel in style – many hotel credit cards offer a fast track to status.
  • Get closer to your next rewards stay by earning hotel points on your everyday purchases.
  • Enjoy additional travel perks like travel insurance, waived foreign transaction fees, and airport lounge access
  • Terms vary by partner offer. Please see each bank's application for terms and conditions.
  • Clicking Apply Now will take you to CreditCards.com to compare Hotel Rewards cards from participating partners.

How does the best hotel credit card work?

The best hotel rewards card is typically a co-branded card with a specific hotel company, such as Starwood or Marriott, for example. With the best hotel credit card, you earn points for spending with the best hotel rewards program. You also can earn sign-up bonuses and other points for spending at the hotel properties. Some of the best hotel rewards cards also may partner with airlines that provide additional benefits for your loyalty.There are also other credit cards that offer you points for spending that can be redeemed with multiple hotels and airlines. This is another type of best hotel rewards program with flexibility.

The top reason to get a hotel rewards credit card is to earn rewards. With the best hotel rewards card, you can earn points for each dollar you spend, which can be redeemed for either statement credit or free nights and upgrades. The best hotel rewards credit card may offer many benefits, which include complimentary upgrades, free breakfast, early check-in, late check-out and even free nights.

The good news with the best hotel rewards program is the sign-up bonus. Many of the best hotel credit cards offer sign-up bonuses when you spend a certain amount within a specific amount of time such as 90 days. Typically, you can earn thousands of points as a sign-up bonus, which can be used for free nights and other benefits at hotel properties.

How do you find the best hotel credit card?

To find the best hotel rewards card, you should consider several things before selecting the best hotel rewards credit card for you. When you evaluate the best hotel credit card, you should evaluate the following:

1. Analyze how much you plan to travel
Before you sign up for the best hotel rewards card, make sure you evaluate how often you plan to travel. The best hotel credit card for you only makes sense if you plan to redeem for hotel stays. If you are a frequent traveler, the best hotel rewards credit card means you can redeem for free nights at your favorite hotels. Even if you are not a frequent traveler, then the best hotel credit card for you may be a general hotel credit card that you can redeem with multiple hotels and airlines.You also should consider how frequently you plan to redeem you hotel rewards. As your hotel points accumulate, you can start earning rewards with the best hotel card quickly. Therefore, make sure to redeem your hotel points before they expire.Finally, the more you stay and spend at the hotel properties, the more you can earn with the best hotel credit card. With the best hotel reward program, your spending at the hotel properties can sometimes generate up to 3x as many points as everyday spending.

2. Understand the rewards rates
The best hotel rewards program may each have different hotel rewards rates. This means that even the best hotel rewards cards may help you earn rewards differently. For example, when you compare the best hotel rewards credit cards, make sure to understand that how many points you earn for every dollar you spend.

3. Take advantage of signing bonuses
The best hotel rewards credit card and the best hotel rewards program will offer attractive sign-up bonuses. For the best hotel rewards card, you typically earn the sign-up bonus after you spend a certain amount over a certain period of time. For example, you can earn thousands of free hotel points when you spend a certain amount within the first 90 days.

You can compare the best hotel rewards credit cards and find the best hotel rewards program on Make Lemonade.

Are there any drawbacks to the best hotel rewards card?

When evaluating the best hotel rewards credit card for you, pay attention to the annual fee and how many points you can earn. Most of the best hotel rewards cards have annual fees, and you should make sure the points you earn (including the sign-up bonus) are worth more than the annual fee. Also, some of the best hotel rewards programs are limited to one hotel brand. Therefore, make sure you like that hotel and plan to redeem rewards at those hotel properties. Finally, if you plan to carry a credit card balance, the best hotel credit card may not be right for you. The APR for the best hotel rewards credit card can be more costly than the hotel rewards you earn.

Is the best hotel rewards credit card with the best hotel rewards program right for me?

Hotel rewards cards are best for people who pay off their credit card balance in full each month. Why? The best hotel rewards credit card has relatively high interest rates. The reason is because the best hotel rewards credit card offers many benefits through the hotel rewards program. Since you are earning hotel points toward a free night stay, banks need to charge a high APR. Therefore, pay your hotel rewards credit card balance in full each month. Even for the best hotel rewards card, the interest rate can be more expensive than the rewards.

How do you get approved for the best hotel rewards card?

To get approved for the best hotel reward card, you need to have strong credit. The stronger your credit profile, the higher likelihood that you will be approved for the best hotel credit card. To get approved for best hotel rewards credit card, credit card companies will evaluate your credit profile, income, other debt and your history of financial responsibility.

What is the best hotel credit card for me?

The best hotel rewards credit card for you is based on several factors, most notably your personal preference. Therefore, thereis no “best hotel rewards card” for each person, but you can evaluate your travel interests to find the best hotel rewards card for you. Rather, the best hotel rewards credit card is the one that you prefer based on your favorite hotel company. Choose the best hotel rewards program that helps you maximize points at your favorite hotels so you can earn complimentary nights. If you build loyalty with one hotel chain, that can be the smartest way to maximize points with the best hotel credit card. With the best hotel rewards card, it is also important to balance the annual fee, hotel rewards earned and the ongoing APR. The best hotel credit card makes sense for you if you pay off your credit card balance each month in ful l.Finally, if you are someone that will take advantage of hotel rewards with the best hotel rewards card, then a hotel rewards credit card may make sense for you. If you are someone that won’t forget to redeem their hotel points, then a hotel rewards credit card may be right for you.

Best Hotel Rewards Cards
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