Best Travel Cards
- Earn rewards with your everyday spend, and get a little closer to your next vacation.
- Bonus offer – new card holders may be eligible for welcome bonuses of up to 50,000 travel rewards points.
- Use rewards to book hotels, air travel, gift cards, or even a statement credit.
- Loyalty pays off — earn double rewards when you use your card to book a trip with your favorite hotel or airline.
- Enjoy additional travel perks like travel insurance, waived foreign transaction fees, and airport lounge access.
- Terms vary by partner offer. Please see each bank’s application for terms and conditions.
- Clicking View Cards will take you to CreditCards.com to compare Travel Rewards cards from participating partners.
What are travel rewards credit cards?
Travel rewards credit cards are credit cards that offer travel rewards such as airlines miles, hotel points and other travel rewards. The best travel cards may be connected to certain airlines or hotels. For every dollar you spend with the travel credit cards, you earn travel rewards that you can redeem for airline travel, hotel stays or other travel rewards.
Top travel credit cards also come up with signup bonuses, which may offer bonus points or bonus miles if you spend a certain amount of money in the first few months of having your best travel credit card. You also may qualify for bonus miles in certain spending categories in addition to base earnings. Many of the best credit cards for travel points or best credit cards for travel miles do not charge a foreign transaction fee, which can help when you with international travel.
Are travel credit card a good idea?
Travel credit cards are worth it if you are a frequent traveler and want to redeem your travel rewards points and travel rewards miles for travel.
- If you prefer to travel with a particular airlines, you should find the best credit card with travel miles.
- If you are open to travel with any airline, you should find the best credit with points.
This strategy will provide you with the most flexibility when it comes to choosing the best travel card.
Should I get a travel rewards credit card?
Deciding to get a travel rewards credit card is an easier task than it seems. If you are interested in the best travel credit cards, ask yourself how much you travel and the types of rewards that you would like. Here are some considerations when deciding to choose the best travel credit card for you:
1. How often you travel
Travel credit cards are for people who travel frequently. Therefore, the best travel credit card or travel credit cards will be for people who travel often for work or vacation. Analyze your spending. When it comes to travel rewards credit cards, determine how much you plan to travel and spend on airfare, hotels or other travel. If you travel frequently, then you will want to compare the best credit card for travel points, the best credit card for travel miles or even the best card for international travel. This way, you can save money when it comes to travel because you can use travel rewards instead. If you are not a frequent traveler, then you may prefer the best cash back credit cards or the best rewards credit cards.
2. Whether you pay off your credit card balance each month
The best travel cards are for people who pay off their credit balance in full each month. If you plan to have a credit card balance each month, the interest rate with even the best travel credit cards can be costly. In fact, with the top travel credit cards, the interest rate can be higher than the travel rewards. Therefore, make sure to pay off your full credit card balance each month if you plan to have travel credit cards.
3. You like hotels and airlines
Many of the best travel rewards credit cards offer rewards for hotel stays and airfare. That’s great news if you are interested in the best credit card for travel points or the best credit card for travel miles. Travel rewards credit cards can be redeemed at many leading airlines and hotels. With the best travel credit card for you, you can earn free flights, free hotel stays and other travel rewards.
4. How do you choose the best travel credit card?
When choosing the best travel credit card, there are several factors to consider. Travel rewards credit cards can be evaluated in several ways. The best travel card is the one that makes most sense for your personal situation. Choosing the best credit card for travel miles or the best credit card for travel points may mean you are a frequent traveler. That’s why credit the best travel cards can help you earn points or miles depending on your preference.
Here are some helpful search criteria to find the best travel rewards credit card for you:
- Sign-up bonus
- Other perks
- Ongoing rewards
- Tier levels
- Annual Fee
- Foreign transaction fee
How should frequent travelers use the best travel rewards credit cards?
1. Use your travel rewards credit cards when you travel
Your travel rewards credit cards will come in handy when you travel. First, you can earn more travel rewards when you travel and spend with your travel cards. Second, the best travel rewards credit for you may also include travel benefits such as no foreign transaction fee and other benefits with airlines, for example. Third, your travel credit cards may include free rental car insurance.
2. Choose your travel rewards credit cards with goals in mind
When you choose the best travel rewards credit card, make sure you have a goal in mind. Do you want to earn the best credit card for travel points? Do you want the best travel credit card for travel miles? Or perhaps you are most interest in the best travel card sign-up bonus. Overall, focus also on the ongoing rewards for the travel rewards credit cards you choose.
3. Travel off-peak to maximize travel rewards credit cards
If you are thinking about the best card for international travel, consider booking your travel during off-peak travel times. This will save you points and miles when redeeming. The best travel card may also benefit you if you travel mid-week and not during holidays to ensure the rewards are available.
4. Focus on having a strong or excellent credit score to qualify for best travel rewards credit card
The best way to be approved for top travel credit cards is to have a strong credit score or excellent credit score. If you have a strong credit profile, you will maximize your chance to be approved for the top travel rewards credit cards. Credit card companies prefer customers with strong credit profiles to reduce their own risk. Therefore, you have a better chance to be approved for travel rewards credit cards.
Do the best cards for international travel protect you when you travel?
For the best cards for international travel, you can expect to consider the following when you travel internationally:
1. Vacation where the U.S. dollar is strong
This means to choose a location when the U.S. dollar is strong relative to the local currency. This will help you save money and maximize your benefits of travel credit cards.
2. Use your travel credit cards while you travel abroad
The best rewards travel credit cards should be used while you travel internationally. Typically, the best travel credit card will provide better currency exchange than changing your money at a bank or currency exchange kiosk in the country or at the airport. Plus, you will also earn more travel rewards with your best travel credit card when you spend more in the country you are visiting.
3. For international travel, try to use the top travel credit cards with no foreign transaction fee
Foreign transaction fees are incurred whenever you make a purchase in a foreign country. With the best credit card for international travel, you typically will have no foreign transaction fees, which will save you money. Many of the best travel rewards credit cards offer this benefit, and it saves you money whether or not you travel abroad. This is because even booking foreign airlines before your trip could result in a foreign transaction fee.
If you are not a frequent traveler, does it make sense to get the best travel credit card?
The best travel rewards credit cards probably may not be for you if you hardly travel. You may be better off with another best rewards card or the best cash back credit card, which can earn you 1-2% cash back typically.
What can the best travel rewards credit cards be redeemed for?
You can redeem the best travel rewards credit card for many rewards and benefits. Some of these benefits include free airline travel, flight upgrades, airport lounge access, in-flight refreshments and more. So, choose the best credit card for travel miles or best airlines for travel points, depending on your preference. Airline miles are helpful with specific airlines for free flights, whereas points are more flexible to redeem for free flights or free hotel nights.