Company Overview: Best Egg
Best Egg personal loans are the brain child of Marlette Funding, a financial services technology company that is simplifying how consumers borrow money. Its team of consumer finance leaders developed and power the Best Egg personal loan, which can be used to consolidate debt and to finance purchases or services like home improvement or medical expenses. Founded in 2014 and based in Delaware, Marlette has provided technology and services for over $6 billion in loans and served nearly 300,000 customers. Best Egg personal loans are issued by Cross River Bank.
Best Egg Personal Loan Overview
Best Egg offers attractive rates and terms compared with other top lenders in the personal loan industry:
Overview
| Minimum Loan Amount: | $2,000 |
|---|---|
| Maximum Loan Amount: | $35,000 |
| Loan Terms: | 3, 5 years |
| Minimum Income: | None |
Details
| Origination Fees: | 0.99% - 5.99% |
|---|---|
| Late Fees: | $15 (3 day grace period) |
| Prepayment Penalty: | No |
| Soft Credit Check: | Yes |
Here are some of the reasons that Best Egg borrowers love Best Egg personal loans:
- Easy Online Application: You can apply for a Best Egg personal loan completely online.
- Quick Disbursement: Funds are disbursed directly to your bank account in 1 business day.
- Customer Service: Best Egg offers live customer support 6 days a week
Eligibility Criteria
To apply for a Best Egg personal loan, you need to meet the following eligibility criteria:
Requirements To Apply For Best Egg Personal loan
Minimum Age: At least age of majority in your state
Citizenship/Residency: U.S. citizen or permanent resident (applies to co-signer too, if any)
Loan eligibility depends on a number of additional factors, which may include your credit profile, income and total debt payments.
Bottom Line: Is Best Egg right for you?
Best Egg has a top reputation for personal loans.
You can use a Best Egg personal loan for just about any purpose, including:
- Pay off credit cards
- Debt consolidation
- Personal loan refinancing
- Home improvement
- Other major purchase
- Medical expenses
- Moving or relocation expenses
- Vacation
- Taxes
Best Egg may be right for you, if:
- You have a minimum credit score of 640 (although many borrowers have a credit score of at least 700).
- You have a high income (typically at least $60,000).
- You have a verifiable bank account.
- You are not a resident of Iowa, Vermont or West Virginia
If you have a good credit score, stable employment and want funds fast, then a Best Egg personal loan may be right for you. You can use a Best Egg personal loan for any purpose such as to pay off credit card debt, medical expenses, home improvement, engagement ring, wedding, honeymoon or new baby expenses.
Next Steps: How To Apply To Best Egg
You can apply for a Best Egg personal loan in 3 easy steps.
Step 1: Check your personalized personal loan rate in just 2 minutes.
Step 2: Complete application and upload documents.
Step 3: Accept loan terms and get funded.
The good news is that you can check your new personal loan rate online with Best Egg before you complete the full application. This way, you’ll know whether you can be approved for Best Egg personal loan. Therefore, Best Egg will provide you with an estimated personal loan rate. The pre-approval is only a soft credit pull so there is no impact to your credit.
If you have been pre-approved, you’ll need at least the following documents to complete the online application (which takes about 10-15 minutes):
- Your most recent pay stubs
- Driver’s license or passport (or other form of government-issued identification)
Funding for your personal loan is quick and can occur within several days.
Applying is super easy – get your personalized rate in 2 minutes
*Checking your rate does not affect your credit score.
The Best Personal Loans For 2019
Overview
| Minimum Loan Amount: | $5,000 |
|---|---|
| Maximum Loan Amount: | $100,000 |
| Loan Terms: | 2 - 7 years |
| Minimum Income: | None |
Details
| Origination Fees: | No |
|---|---|
| Late Fees: | No |
| Prepayment Penalty: | No |
| Soft Credit Check: | Yes |
Review
Overview
| Minimum Loan Amount: | $2,000 |
|---|---|
| Maximum Loan Amount: | $35,000 |
| Loan Terms: | 3, 5 years |
| Minimum Income: | None |
Details
| Origination Fees: | 0.99% - 5.99% |
|---|---|
| Late Fees: | $15 (3 day grace period) |
| Prepayment Penalty: | No |
| Soft Credit Check: | Yes |
Overview
| Minimum Loan Amount: | $1,000 |
|---|---|
| Maximum Loan Amount: | $45,000 |
| Loan Terms: | 3, 4, 5 years |
| Minimum Income: | No |
Details
| Origination Fees: | No |
|---|---|
| Late Fees: | No |
| Prepayment Penalty: | No |
| Soft Credit Check: | Yes |
Overview
| Minimum Loan Amount: | $5,000 |
|---|---|
| Maximum Loan Amount: | $75,000 |
| Loan Terms: | 3, 4, 5 years |
| Minimum Income: | None |
Details
| Origination Fees: | No |
|---|---|
| Late Fees: | No |
| Prepayment Penalty: | No |
| Soft Credit Check: | Yes |
Review
Overview
| Minimum Loan Amount: | $1,000 |
|---|---|
| Maximum Loan Amount: | $50,000 |
| Loan Terms: | 3, 5 years |
| Minimum Income: | None, but must have at least $1,000 per month of free cash flow |
Details
| Origination Fees: | 1% - 6% |
|---|---|
| Late Fees: | $10 after 15-day grace period |
| Prepayment Penalty: | No |
| Soft Credit Check: | Yes |
Review
Make Lemonade is not a lender, broker or investment adviser. We are a free, independent and unbiased website to help empower you to make more informed financial decisions. The rates and terms contained herein are estimates, net of autopay (if applicable) and may change at any time and/or differ from your final rate and terms. Make Lemonade may receive compensation from its affiliate partners, including CreditCards.com. For disclosures from SoFi, please click here. For disclosures from College Ave, please click here. For more information, please see our Advertiser Disclosure.