Company Overview: CarFinance.com
CarFinance.com is an online automotive lending and car buying experience. CarFinance.com offers both auto refinance and auto purchase loan options for all types of credit. Founded in 2011, and now managed by Flagship Credit Acceptance, CarFinance.com empowers consumers to get an auto loan decision in less than 30 minutes by applying online during business hours.
CarFinance.com Auto Loan Overview
CarFinance.com offers attractive rates and terms compared with other top lenders in the Auto Loan industry:
Loan Amount: $10,000 – $100,000
Loan Term: up to 72 months
Application Fee: None
Soft Credit Check: Yes
Minimum Vehicle Requirements: 100,000 maximum mileage and for personal use only
Vehicle Age: 8 years old or newer
Excluded Vehicles: motorcycles, heavy duty trucks, Isuzu, Mercury, Oldsmobile, Pontiac, Saab, Saturn, Suzuki, Tesla and several luxury automobiles.
How CarFinance.com Compares: Key Benefits Of CarFinance.com’s Auto Loan
Here are some of the reasons that CarFinance.com borrowers love CarFinance.com Auto Loans:
- Easy Online Application: You can apply for a CarFinance.com Auto Loan completely online.
- All Types of Credit: CarFinance.com welcomes all types of credit, whether you have excellent credit, average credit or bad credit.
- Quick Credit Decision: CarFinance.com will provide you an approval decision in 30 minutes.
- Lock In Rates: Before you start shopping for a car, you can know you APR and monthly payment.
- Customer Service: CarFinance.com offers live customer support 5 days a week.
To apply for a CarFinance.com Auto Loan, you need to meet the following eligibility criteria:
Requirements To Apply For CarFinance.com Auto Loan
Minimum Age: At least 18 years old
Citizenship/Residency: U.S. citizen or permanent resident (applies to co-signer too, if any)
States: Available in 46 states (not available in Michigan, North Dakota, Nevada or Oklahoma)
Employment: You are currently employed
Loan eligibility depends on a number of additional factors, which may include your credit profile, income and total debt payments.
Bottom Line: Is CarFinance.com right for you?
To apply for CarFinance.com auto loans, you will also need minimum income of $2,000 per month or $24,000 per year.
CarFinance.com also makes the online application easy because you apply for your auto loan completely online.
Next Steps: How To Apply To CarFinance.com
You can apply for a CarFinance.com Auto Loan in 3 easy steps.
Step 1: Check your personalized Auto Loan rate in just 2 minutes.
Step 2: Complete application and upload documents.
Step 3: Accept loan terms and get funded.
You can complete the online application (which takes only a few minutes). You can expect to provide at least the following documents:
- Your most recent pay stubs
- Your most recent bank statements
- Driver’s license or passport (or other form of government-issued identification)
Applying is super easy – get your personalized rate
Best Auto Loans For 2018
Make Lemonade is not a lender, broker or investment adviser. We are a free, independent and unbiased website to help empower you to make more informed financial decisions. The rates and terms contained herein are estimates, net of autopay (if applicable) and may change at any time and/or differ from your final rate and terms. For disclosures from SoFi, please click here. For disclosures from College Ave, please click here. For more information, please see our Advertiser Disclosure.